Please note that if you have 6 points or more on your license in New York State you will be required to pay a driver’s responsibility assessment. For the first 6 points your surcharge will be $100 per year for 3 years and it goes up from there. For each additional point you receive you will have to pay an additional $25 surcharge per year. That means if you have 10 points you pay $100 (for the first 6 points) and $25 for each point over 6. Remember, the surcharge lasts for 3 years so your total surcharge for having 10 points on your license will be $600. For more information on Driving Responsibility Assessment (DRAP) click here.
Jail time is not often handed down for first-time offenders that have only exceeded the speed limit by a few miles per hour. However, it is possible. Remember, your odds of receiving jail time depends upon the judge who hears your case, the amount of miles per hour you were exceeding the speed limit, the condition you were driving in and the number of points you have accrued on your license over the past 18 months.
There is one more cost of receiving a speeding ticket, insurance increases. Although every insurance company handles speeding tickets differently, insurance.com has averaged the increases and estimates the increases as follows
- 1-14 M.P.H. over the speed limit averages an 11% increase
- 15-30 M.P.H. over the speed limit averages a 12% increase
- 30+ M.P.H over the speed limit averages a 15% increase
These are estimates. If you have a record of multiple tickets or accidents your rates will go up substantially more. If you live in Queens or NYC you already know that your rates are over twice as high as some places in the state so the amount of your increase will be that much higher. Let’s not forget that almost every insurance company increases your rates for 3 years on minor offenses and for 5 years on major. For more information on how tickets affect insurance premiums click here. (Check with your company to see how they handle speeding tickets, especially for grossly exceeding the speed limit).